For housebuilders, buyers and their solicitors

Verified buyers. Reservations that hold.

HomeBid verifies every buyer before a reservation is accepted, then hands the solicitors a transaction-ready package the same day. It turns a property and a buyer into a verified deal and passes it to whoever completes it.

For housebuilders Buyers: get verified

23.7%

Of agreed sales fall through

38%

Of those, in the first four weeks

123days

Average from sale agreed to exchange

The problem

The deal dies in
the first four weeks

Nearly one agreed sale in four collapses, and the collapses cluster right after the offer is accepted, when nobody has yet checked whether the buyer can actually proceed.

23.7%

Of agreed sales fell through in the first quarter of 2026. Inner London ran at 27%.

38%

Of those collapses happen within four weeks of the sale being agreed. Nearly 16% in the first two.

312,700

Agreed sales abandoned in a year, at an average cost to the seller of £3,544 each.

123days

Average time from sale agreed to exchange. Six in ten transactions now take more than six months.

Sources: TwentyEA Property and Homemover data, 2025 to 2026; House Buyer Bureau fall-through cost analysis, Q1 2026.

How it works

Five steps,
then hand off

HomeBid runs from listing to accepted reservation. Conveyancing, exchange and completion stay with the solicitors, exactly as now, except that they start with everything they need.

List

Plots and prices listed with a sales pack, from the housebuilder's own systems

Qualify

Every bidder scored out of 100, with verified facts and declared ones labelled separately

Verify

Identity, source of funds and source of wealth, PEP and sanctions screening, refreshed daily

A gate that cannot be skipped: the seller cannot accept a buyer who has not passed

Hand off

A transaction-ready package to both solicitors within 48 hours of acceptance

The package is an accelerant for the solicitors' own checks, not a replacement for them. They verify their client under their own rules, with the evidence already in front of them.

Before acceptance

Today, and on HomeBid

Today

Accepted on what the buyer says

• The offer is accepted; the buyer's position is what they say it is
• Identity and money checks happen weeks later, ordered by the solicitor, chased by email
• The sales pack is assembled by hand and sent as attachments
• The problem surfaces in week three, and the sale is back on the market

On HomeBid

Accepted on facts

✓ Every bidder is verified and scored before the seller decides
✓ Identity, funds, wealth and screening are done once, at the point of offer, with the evidence attached
✓ The package is generated and delivered automatically, in a standard format the solicitors can load
✓ The buyers who would have fallen through never reach acceptance

Who it is for

Housebuilders first

HomeBid launches with housebuilders in late 2026, built into the sales process their teams already run. Buyers and their solicitors come with them.

Housebuilders

Reservations that hold

Every buyer verified before your team accepts. A score your sales desk can act on. A transaction-ready package with your panel solicitor within 48 hours. Plots, prices and reservation events from your own systems, including COINS, so nothing is double-keyed.

For housebuilders

Buyers

Verify once, on your phone

Identity with a document and a selfie. Bank balances through open banking rather than screenshots. Source of funds and wealth with the evidence uploaded once. See your score and what would improve it. Verified for one home, verified for the next.

Get verified

Solicitors and conveyancers

Day one, with everything

Receive a package built to the Property Data Trust Framework: the property, the parties, the verified identity and the evidence behind it, and the acceptance record. Your due diligence, started with the first month of chasing already done.

For solicitors

Built to a standard

Verification you can
hand to a solicitor

Identity

Aligned with HMLR Practice Guide 81

Identity checks aligned with the Land Registry's standard for property transactions, with the evidence recorded and passed on. Certification from our identity provider is evidenced as part of launch.

Money

A balance is not a source

Bank-sourced balances through open banking, paired with explicit source of funds and source of wealth capture, because the regulations ask where the money came from, not only that it exists.

Data

An open standard, not a lock-in

The package conforms to the Property Data Trust Framework, an open standard, so any solicitor or settlement rail can use it. Personal data is held under UK GDPR, encrypted, with every access recorded.

Launching with housebuilders in late 2026

Developers can request early access now. Buyers can register to be verified once and reserve with confidence.

100%

Verified before acceptance, design target

48h

Acceptance to package delivered, design target

Of the sale price. Priced per outlet and per reservation